Mastercard Incorporated (NYSE: MA)
Credit Services · Purchase, NY, United States · Founded 1966
- Market capitalization: $450.0 billion
- Annual revenue: $32.79 billion
- Net income: $3.12 billion
- Employees: 33,400
- Sector: Financial Services
- Headquarters: Purchase, United States
- Founded: 1966
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Mastercard processes over $8 trillion in purchase transactions annually across more than 210 countries. It's the second-largest payment network globally behind Visa, connecting roughly 3 billion cards to tens of millions of merchants. Revenue hit about $25 billion in 2023. The company doesn't actually lend money or take credit risk — it just runs the rails.
Mastercard charges fees on every transaction that flows through its network — a tiny percentage that adds up to enormous sums. Revenue comes from domestic and cross-border transaction assessments, plus a growing services segment (cybersecurity, consulting, data analytics). Cross-border transactions are the most profitable, which is why international travel recovery matters so much.
Started in 1966 as the Interbank Card Association, a consortium of banks competing with BankAmericard (now Visa). Rebranded to MasterCard in 1979. The 2006 IPO at $39 per share was one of the best-performing IPOs of the century — shares have returned over 8,000% since. Ajay Banga led the company from 2010 to 2021 before becoming World Bank president.
| Market Capitalization | $450.0B |
| Annual Revenue | $32.79B |
| Net Income | $3.12B |
| Profit Margin | 10% |
| Revenue per Employee | $981737K |
| Stock Exchange | NYSE |
| Ticker Symbol | MA |
Financial data is approximate and based on most recent annual filings.
Mastercard's "Priceless" ad campaign, launched in 1997, is one of the longest-running and most recognized campaigns in advertising history. The company has fewer than 35,000 employees but processes more transaction volume than most banks. Mastercard makes more money when you tap your card abroad than almost any other time — cross-border fees are roughly 5x domestic fees as a percentage.
The secular shift from cash to digital payments still has years to run globally, and Mastercard's toll-booth model is one of the best businesses ever created. Fintech disruption is real but hasn't dented the duopoly yet.
What is Mastercard Incorporated's revenue?
Mastercard Incorporated generates approximately $32.79 billion in annual revenue.
How many employees does Mastercard Incorporated have?
Mastercard Incorporated employs approximately 33,400 people worldwide.
What is Mastercard Incorporated's market cap?
Mastercard Incorporated (MA) has a market capitalization of approximately $450.0 billion on the NYSE.
When was Mastercard Incorporated founded?
Mastercard Incorporated was founded in 1966 and is headquartered in Purchase, NY, United States.
Who is the CEO of Mastercard Incorporated?
Michael Miebach is the current CEO of Mastercard Incorporated.
What is Mastercard Incorporated's website?
Mastercard Incorporated's official website is mastercard.com.
| CEO | Michael Miebach |
| Sector | Financial Services |
| Industry | Credit Services |
| Founded | 1966 |
| HQ | Purchase, NY |
| Country | United States |
| Website | mastercard.com |
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