Aflac Incorporated (NYSE: AFL)
Insurance - Life · Columbus, GA, United States · Founded 1955
- Market capitalization: $50.0 billion
- Annual revenue: $17.16 billion
- Net income: $3.65 billion
- Employees: 13,000
- Sector: Financial Services
- Headquarters: Columbus, United States
- Founded: 1955
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Aflac is the world's largest provider of supplemental insurance, offering products that pay cash benefits directly to policyholders when they experience illness or injury. The company is best known for its cancer insurance, accident insurance, and hospital indemnity products. Aflac operates primarily in the US and Japan, where it insures roughly one in four Japanese households. The Aflac duck mascot is one of the most recognized brand symbols in insurance.
Aflac earns revenue from insurance premiums on supplemental health policies and investment income from its substantial bond portfolio. The supplemental insurance model is capital-efficient because policies pay fixed cash benefits rather than covering actual medical costs, simplifying claims processing.
The Amos brothers—John, Paul, and Bill—founded Aflac in 1955 in Columbus, Georgia. The company entered Japan in 1974 and found extraordinary success selling cancer insurance in a market where the national health system didn't cover all cancer-related costs. The Aflac duck advertising campaign, launched in 2000, transformed brand awareness from 12% to over 90%.
| Market Capitalization | $50.0B |
| Annual Revenue | $17.16B |
| Net Income | $3.65B |
| Profit Margin | 21% |
| Revenue per Employee | $1320000K |
| Stock Exchange | NYSE |
| Ticker Symbol | AFL |
Financial data is approximate and based on most recent annual filings.
Aflac insures more people in Japan than in the United States—Japan accounts for roughly 70% of the company's revenue. The Aflac duck campaign was created after an advertising executive overheard someone say "Aflac" sounded like a duck quacking.
Aflac is a cash-flow machine with a dominant position in a niche that larger insurers have struggled to penetrate. Japan's aging population is a demographic tailwind for supplemental health insurance, though yen weakness creates translation headwinds for US investors.
What is Aflac Incorporated's revenue?
Aflac Incorporated generates approximately $17.16 billion in annual revenue.
How many employees does Aflac Incorporated have?
Aflac Incorporated employs approximately 13,000 people worldwide.
What is Aflac Incorporated's market cap?
Aflac Incorporated (AFL) has a market capitalization of approximately $50.0 billion on the NYSE.
When was Aflac Incorporated founded?
Aflac Incorporated was founded in 1955 and is headquartered in Columbus, GA, United States.
Who is the CEO of Aflac Incorporated?
Daniel Amos is the current CEO of Aflac Incorporated.
What is Aflac Incorporated's website?
Aflac Incorporated's official website is aflac.com.
| CEO | Daniel Amos |
| Sector | Financial Services |
| Industry | Insurance - Life |
| Founded | 1955 |
| HQ | Columbus, GA |
| Country | United States |
| Website | aflac.com |
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